Current Rates

There are many factors that affect your rate such as your lock-in period, loan amount, and loan to value ratio. We also have many other programs available to meet your specific needs. Please contact a KFM Loan Counselor to insure you are getting the lowest quote for your situation or you can call us direct at (859) 344-4300.

NOTE: You can sort the information inside the table by clicking on the each column header link.

Loan Program Rate Points APR Comments
CONV/ARM 3.500% 0.000 3.600% 5/1 - Fixed for 5 years
KHC 3.875% 0.000 3.978% Conventional/Down payment assistance may not apply Credit score requirement for this rate
KHC FHA/VA 4.250% 0.000 4.357% FHA/VA - Down payment assistance Lower rate available with 700 credit score
JUMBO/ARM 5.250% 0.000 5.367% 5/1 - Fixed for 5 years
5/1 ARM 3.500% 0.000 3.600%
-
10 YR FIXED 3.750% 0.000 3.852% Additional points will lower rate
15 YR FIXED 3.750% 0.000 3.852%
-
30 YR FIXED - - - Additional points will lower rate
30 YR FIXED FHA/VA 4.250% 0.000 4.357% Government includes FHA, RHA, VA
30 YR FIXED 4.375% 0.000 4.483% CONVENTIONAL

Rates current as of September 02, 2010

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NMLS# 1635