Current Rates

There are many factors that affect your rate such as your lock-in period, loan amount, and loan to value ratio. We also have many other programs available to meet your specific needs. Please contact a KFM Loan Counselor to insure you are getting the lowest quote for your situation or you can call us direct at (859) 344-4300.

NOTE: You can sort the information inside the table by clicking on the each column header link.

Loan Program Rate Points APR Comments
KHC 3.375% 0.000 3.474% Conventional/Down payment assistance may not apply Credit score requirement for this rate
KHC FHA/VA/W/DAP 3.625% 0.000 3.726% FHA/VA - Down payment assistance Lower rate available with 700 credit score
5/1 ARM 3.500% 0.000 3.600%
-
5/1 ARM/JUMBO 3.937% 0.000 4.041% 5/1 - Fixed for 5 years 15% DOWN NO MONTHLY MI also available at 90%
10 YR FIXED 2.875% 0.000 3.115% Additional points will lower rate
7/1 ARM/JUMBO 5.300% 0.000 5.418% 10% DOWN, NO MONTHLY MI
15 YR FIXED 3.125% 0.000 3.451%
-
30 YR FIXED FHA/VA 3.750% 0.000 3.852% Government includes FHA, RHA, VA
30 YR FIXED 3.875% 0.000 4.105% CONVENTIONAL

Rates current as of February 03, 2012

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LIC # 707-B
NMLS# 1635